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Protect yourself against the unexpected

If you had a serious accident or developed dementia and could not make your own decisions anymore, who would step in and act on your behalf?

Many people assume that their partner, or another family member, would automatically be able to make decisions for them, but unfortunately it's not quite that simple.


No one can legally make decisions or act on your behalf unless you appointment them in a Lasting Power of Attorney. 

Take control of your future

What is a Lasting Power of Attorney?

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint someone you know and trust, (your Attorney) to make important decisions and to act on your behalf if you lost capacity to do so for yourself. 


An LPA can only be prepared when you are of sound mind and must be registered before it can be used. 

Preparing an LPA allows
you to:

Preparing an LPA allows you to:

Take control

Choose your own Attorney to ensure someone you trust is acting on your behalf instead of the State controlling your affairs.

Set out your wishes

Discuss and plan with your Attorney your preferences regarding your financial affairs, healthcare, and general well-being.

Save money

Save your family the considerable expense of Deputyship application, renewal and bond costs, year after year.

Don't leave it to chance. Without an LPA you will have no control over who ends up making decisions for you, or what they will decide.

Take Control of Your Future

Getting started is easy

1

Book a home visit or video appointment

Appointments are available day or evening, seven days a week.

2

Discuss the details face to face

We’ll explain everything in plain English.

Approve & register

Once signed and witnessed, we can send your LPA to be officially registered.

3

Take control of your future

There are two types of LPA

Both types of LPA are designed to offer you protection and peace of mind. You do not need to prepare both,
however WSL recommends you do to ensure your Attorney can act on your behalf in all areas of your life.

Property & Financial Affairs LPA

Health & Welfare LPA

Property & Financial Affairs 

Health & Welfare 

£350

£350

This document allows your Attorney(s) to manage your property and financial affairs.

This document allows your Attorney(s) to make decisions about your personal welfare. Decisions such as:

For example they could:

Day-to-day decisions such as:

Pay bills

This document allows your Attorney(s) to make decisions about your personal welfare, as well as life sustaining treatment.  

 - Your diet

 - Daily routines

Apply for benefits

Long-term decisions about your future such as:

Manage investments

 - Where you live 

 - Medical treatment and receiving life sustaining treatments

Sell or purchase property on your behalf

Your Attorneys can act for you if you have lost mental capacity, or are simply finding it difficult to get out and about or deal with your affairs over the telephone.

Your Attorneys can act for you only once you have already lost mental capacity to make such decisions for yourself.

Additional information...

LPAs must be registered with the Office of the Public Guardian before your Attorney can act on your behalf. The OPG charges a registration fee of £82 per document payable directly to the OPG at the time of registration. LPAs can be registered at any time, WSL recommends you register them straight away and can assist you with the process. 

£82


per document

LPAs must be registered with the Office of the Public Guardian before your Attorney can act on your behalf. The OPG charges a registration fee payable directly to the OPG at the time of registration. LPAs can be registered at any time, WSL recommends you register them straight away and can assist you 

with the process. 

Without an LPA someone else will take charge of your affairs 

Who will appoint them? 

The Court of Protection will instead appoint a Deputy to look after your affairs.

Who will be appointed? 

Perhaps a family member you would not have chosen or the local authority.

What could they do? 

Someone you may not trust, or may have never met, would gain control and make decisions about your finances and welfare.  

How much would it cost?
Annual renewal of the Deputyship costs thousands. Local authorities also charge a management fee which is paid from your estate. 

The Perfect Time to Plan is Now!

Don't wait until later in life to secure your future. Accidents and health crises can happen unexpectedly at any age, making it crucial to create LPAs while you're of sound mind, ensuring your affairs are managed by someone you trust, no matter what life brings.

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min

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Brain injury

Someone in the UK developes dementia every 3 minutes

Strokes in the UK happen to people of working age

Is the most common cause of mental disability in the under 40s

Take Control of Your Future

Frequently Asked Questions

What happens without an LPA?

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Lasting Power of Attorney gives you control over what happens to you and your affairs during your lifetime. Without one, there is no guarantee that your wishes will be followed should you lose the ability to make decisions for yourself.


The Court of Protection will appoint someone called a Deputy on your behalf. Imagine someone you do not know operating your bank accounts and investments or deciding where you live and at the same time charging you a fee without you knowing.


What’s more, family members could end up fighting over what’s best for you, and may be burdened with legal complications, delays and additional costs at what is already a difficult time.

Could I lose control of my affairs if I sign an LPA?

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An LPA does not restrict your rights to look after your own affairs for so long as you are capable. The Lasting Power of Attorney simply means that there is someone to take over if, and when, you lose mental capacity to make your own decisions. 

Do I have to register my Lasting Power Of Attorney?

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Your Attorney cannot act on your behalf until the Lasting Power of Attorney has been registered with the Office of the Public Guardian. Your Lasting Power of Attorney can be registered at any time, however in order to be prepared in advance, most people register it straight away. WSL can assist you with the registration process.


For more information about Lasting Power of Attorney request our Free Guide to Lasting Power of Attorney.

Do I have to have both types of LPA?

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No, you can have both or either depending on your circumstances. If you are unsure whether you should consider arranging either a Property & Financial Affairs LPA or a Personal Welfare LPA (or both) you can speak to one of our advisors.

Can I appoint more than one Attorney?

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You can choose more than one Attorney and you can specify whether they are to act together or independently of one another. You can also appoint a replacement Attorney if your first choice is unable to act.

How do I choose my Attorney?

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When deciding who should be your Attorney it is very important that you choose someone you trust. Your WSL Legal Consultant will give you expert advice on how to structure your Lasting Power of Attorney to suit your specific needs.

What is a Certificate Provider?

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The role of the Certificate Provider is to confirm that you are fully aware of the implications of making a Lasting Power of Attorney. Your WSL Legal Consultant is able to fulfil the role of Certificate Provider for you.

* We can quote for couriering your documents to an address outside of the UK if required.

Suitability for a home visit is dependent on the size and complexity of the estate, and will be assessed on the initial phone call.

© WSL Ltd 2024 Registered in England and Wales No. 3867748 Established 1992.

Take control of your future